It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor [...]
In this recession some people will learn the hard way that managing money correctly is not something that can be postponed until your kids are teenagers. Managing what you earn is no easy task and you should set aside some time to do it a couple of days each time you get payed, that means [...]
Have you ever experienced making a choice that was similar to picking a beautiful, shining apple, biting into it and finding out it was rotten on the inside? Looks can be deceiving, can’t they? We make many choices in our lives that often lead to a similar scenario, from picking friends, to taking a job, [...]
There are many ways to save money everyday. Below I’ve listed some areas of savings on monthly costs. a. Gas and Electricity: It’s about just using less every day. b. Food Shopping: It’s not about buying lower quality goods. We just shop in lower rent neighborhoods. The prices are lower. c. Home Phone & Broadband: [...]
Economics as a subject is more than 200 years old dating back to the publication of Adam Smiths Book entitled, An Enquiry into the Nature and Causes of Wealth of Nations. In 1976, economics was not recognized as a separate branch of learning. Adam Smiths book presented first systematic study of economics. It led to [...]
These days, many people are looking for practical, effective ways to not only get the most out of their dollar, but also increase savings for a rainy day. It’s recommended that households have an average reserve of at least three months’ worth of income put aside in case of emergency or loss of a job. [...]
There are plenty of help-self books on the shelves these days touting sure-fire methods for achieving great wealth. Books that assert a particular mindset will create the magic pathway to financial goals that seem elusive to so many. While there is no magic button to generate discretionary income, in fact there are habits of the [...]
Are you ready to start planning and preparing for your retirement? If so, congratulations you are making a step in the right direction. The earlier you start planning for your retirement, the better off you will be when the time comes. The decision to start planning and preparing for retirement is a wise decision. As [...]
If you need a new car, a big new appliance or are considering a major home renovation, you may be wondering whether you should forge ahead with the purchase now or shelve any plans to lay out a significant bundle of cash during these uncertain economic times. There are a variety of reasons why you [...]
No investor should ever be surprised by the changes in market value that appear on his or her monthly brokerage account statements. In general, media noise throughout the month should lead to a feel for what has been going on and investors should understand that the market prices of investment securities are constantly changing. No [...]
